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    Get out a sheet of paper and write down all your set expenses: rent/mortgage, car payments, cable bill, cell phone, insurance, school payments, and the like. If you don’t know what you spend money on, go track your expenses for a two-week period, see what you spend, and come back. Financial experts call these “phantom expenses” — we never know they are there because the expenses are so small. “I can’t afford it,” people say to me, “I have too many expenses.” Most of us certainly have expenses we can’t cut (though remember when you travel the world, all those expenses disappear), but if we cut our phantom expenses, reduce our set costs, and find other ways to save we can build our travel fund much more quickly.

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    Learn to cook – We all need to eat, but restaurants are getting quite expensive these days. I learned to cook while in college (a skill that has helped me ever since) and before I left for my first trip, I cut down my eating out to two times per week. I would save the leftovers from dinner for lunch the next day, thus saving more money.

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    In 2014, the term "conscious uncoupling" gained widespread public attention when actress Gwyneth Paltrow and musician Chris Martin announced that they were separating.

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